Check out our newest products, Plaid Identity Verification and MonitorLearn More
There's a better way to verify your customers
Smarter identity verification services and compliance solutions from Cognito
Identity verification optimized for conversions
Identity is complex. Cognito gives you the tools to verify your customers for a wide variety of use cases to make onboarding your customers safer than ever
All-in-one ID verification that can be integrated in minutes.
- International ID verification
- Workflow management
- ID doc and selfie check
Modern AML compliance with less noise.
- Global watchlist and PEP screening
- Smart false-positive reduction
- Scaleable ongoing monitoring
Frictionless ID verification that starts with a phone number.
- Optimized for conversions
- Simple API integration
- Industry-leading match rates
ID verification for the full customer lifecycle
Cognito's products enable companies to meet compliance, fraud prevention, and trust and safety requirements, from new user onboarding through ongoing watchlist screening. KYC compliance has never been easier.
Onboard and convert
Cognito Flow was built to onboard and convert your new users around the world. We've helped our customers onboard tens of millions of new users, so we know a lot about maximizing conversion rates. We relentlessly optimize every flow, so you get the information you need without burdening your users. And every Cognito product is designed to seamlessly integrate with your brand.
< 60 sec
average completion time
US pass rate
RoW pass rate
We check basic ID information against hundreds of authoritative and government data sources globally.
ID document verification
Ensures your users possess their physical ID documents.
Liveness checks confirm users are who they say they are, and that they match their ID document photos.
Learn more about Flow
Verify and authenticate
Cognito connects your users' phone numbers with their traditional ID data like name, date of birth, address and SSN to help verify user identities. All for an easy, frictionless, onboarding experience that also offers industry-leading match rates.
ID docs supported
Phone ID link
The easiest, fastest, and most reliable ID verification begins with just a phone number.
Fight fraud effectively with a complete suite of anti fraud checks.
Intelligently handle all edge cases for optimized conversions, all managed with no code
Learn more about Flow
Monitor and manage
Cognito Screening detects if your customers are on government watchlists with modern APIs that reduce false positives and increase efficiency. Stay compliant with AML and PEP regulations with ease.
cross-lingual matching pairs
Multi-lingual name match
Cutting-edge watchlist search algorithms reduce manual reviews.
Smart auto-assignment and escalation for those rare manual reviews.
A complete compliance CRM
Case history timelines with audit trails and escalations.
Learn more about Screening
Unlike other providers, Cognito was designed by developers, for developers so it addresses common API frustrations. Extensive API documentation, a dedicated Slack room for your company, and client SDKs for the most popular programming languages make Cognito's digital identity verification service quick and easy to integrate.
User started the accept_tos step!
User passed the accept_tos step!
User started the verify_sms step!
Many ways to integrate
We offer solutions from no code, hybrid, to full integration to fit all sizes of projects different needs and requirements.
Verify your customers by sending them a generated link to your Flow.
Verify customers via API and dynamically handle fallbacks and exceptions with the Flow UI
See what we're working on
As risk and compliance rules evolve, so do we. We're always building new features to adapt to an ever-changing regulatory landscape -- and delight our customers.
Screening reports, new review workflows, searchable country configuration, and more 📃Read more
Screening hit type filtering and a fully overhauled secondary review system 📥Read more
Screening bug fixes and improvements, foundational work for new features 🧱Read more
JSON exploration in the API docs, risk engine upgrades, and various bug fixes 🥾Read more
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Explore Cognito using our Sandbox to see all the different ways Cognito can power your identity and compliance.